Melih-
I enjoy the humor you interject into your blogs.
AV-Smart seems to me to be along the lines of an extended warranty for CFP. My view on extended warranties is that if I buy them, I am "betting" that the product I just purchased WILL break during the covered period and the warranter is "betting" that the product WON'T break during that period. If that product doesn't break during the covered period, the $$ paid is "free $$" to the warranter. I also expect that the warranter has a better grasp of the odds of breakage than I do.
Following this line of thinking, it appears to me that Comodo's AV-Smart is a way of saying that Comodo is betting that their products are more likely to catch and neutralize nasties than to miss them. This assumption is based upon my personal experience of recovering from infection and the time/$$ expended to get my system back to operational. It sure cost me more than $79 (USD) to get my computer back.
I think AV-Smart is a great program for Comodo to offer. It really will help add "peace-of-mind" for many people. I also hope that the profits from the program are enough to fund continued work on the wonderful products you and your team have put out FOR FREE!!! I agree whole heartedly with the notion of "the cost of prevention is far less, in the long run, than the cost for cure"!!
Ralph
Thaks for the post Ralph
Accountability is very important when you provide a service. In the world where AVs miss a good chunk of new malware people relying on these technologies with no recourse of remediation is, in my opinion, not fair to end users.
Of course there is no 100% security, but we come pretty close to it

, hence we can offer this piece of mind of "no more malware" deal with concept to our end users.
I really hope other security vendors will follow suit so that the real winners will be the end users who will have malware off their list of worries.
thanks
Melih