Right, tcarrbrion, as a Linux user I fully agree with you. So far Windows user were runnig their systems as administrators, which is not safe really. Microsoft has made a good step in safety direction, however it's still far away from the "root" or "sudo" concept. Vista will be safer with newbies, they will be scared when prompted, and perhaps they will not thoughtlessly click on "OK" again and again.
I agree on that fact that the system is protected from newbies in Vista this is definitely a good thing.
Example when I first had Windows ME (newbie) I managed to delete a System file.
I admit this was a great learning experience after the initial panic
This would be very difficult in Vista.
The example of Windows explorer in Vista was just to show that not all process in Vista have Admin rights running in a Admin account.
CPF3 stores its config in the registry so it needs admin rights to save or write, and in a limited account in Vista you do not always have a UAC prompt asking for a password you just get refused.
Example System Restore prompt for password Device Manager refused.
I hope these problems are sorted in SP1.